Health Basica

One of the biggest problems with going out for vacations is leaving your house empty. The crime rates are increasing day by day, and if that worries you, it's only natural to do all you can to protect this important asset, even when you’re on holiday. Taking a cue from the same, below are some ways of home protection to safeguard your home from theft/ burglary while you are vacationing. 1. Prune your garden:   Unkempt bushes and tall plants make it easier for a thief to break into your house and perform the heist. Therefore, maintaining your lawn/ garden, if you have one, is the simplest step you can take to avoid theft in your absence.  2. Strengthen your door:   While wooden doors are classy and cost-effective, they are much easier to break. On the other hand, metal doors are one-time investment which would keep your home safe. 3. Use modern technology:   These days we have smart locks, anti-theft alarm systems etc. which make it easier to protect one’s home from b...

The purpose of a comprehensive home insurance policy is the one that keeps the home protected against calamities in more ways than one. The policy can keep you covered for repair damage and home renovation resulting from the covered damage.  While, a comprehensive home insurance covers any losses due to fire, floods, earthquake and other natural or man-made calamities, Loss of valuable contents of home in case of a burglary, cover for jewellery, valuables, works of art, additional benefit of rent for alternate accommodation or temporary resettlement, and add-on benefits like keys and lock replacement, liability cover, loss of rent etc. When the home goes through a damage such as fire the policy assists you to rebuild or repair the house. It takes into consideration the structures such as a deck or garage attached to your home which will be considered for repair. Not just repair, the cover will also be available for damages to your personal property which can be theft of personal ...

The earthquakes that hit Nepal in 2015 convinced a lot of people in India that house cannot be secure without insurance. This is because natural disasters can strike any time and to protect oneself from its damaging effects, it is best to have a home insurance .  Such an insurance neither fixes nor prevents damages. What it does is reduces or compensates greatly the costs involved in restoration of homes. It is best to compare what the different home insurances have to offer before opting for one. Also, there are a number of myths regarding home insurance. Let’s dispel a few of them - Act of God Not Covered You need to read out the terms and conditions of your insurance policy carefully. There are a number of policies where any and every damage caused by natural disasters be it heavy rains or thunderstorms among others are covered. Claim Settlement is a Headache This is the biggest myth among all of them. Claim settlement for any house insurance in India is not a tough deed. If the...