Health Basica

Having a health insurance is really crucial since we can't deny that circumstances can happen anytime. There are health insurance offered by companies under different premium rates and benefits. So when you check for the health insurance top up plan , there are 5 points you need to consider- Things covered- Check what are covered in the top-up plan. Generally, compensation for in-patient hospitalization expenses including nursing and boarding charges and other things are covered. Moreover, pre-hospitalization and post-hospitalization expenses are covered. Benefits offered- Check what extra benefits are offered in these new top up plan. Some of the top up plans offer additional coverage against higher premium. Deductible limit- This is the amount a policyholder will pay along with claim submission. The top up plans come with deductible limit that can help when the medical expenses crosses certain limits. Eligibility Criteria- There are certain eligibility criteria when looking for t...

In case you have a credit card, you should sincerely think about buying price protection insurance for getting twofold advantages from your credit card. Credit cards have turned out to be a useful thing in the present times. People these days are quite equipped with the knowledge of the various add on policies, the range of reward and additional schemes and that of discount. The Credit Card Price Protection policies have been launched for the advantage of customers who would spend vast amounts on add on schemes but cannot quite understand what will take place if they ever need returns on price drops or of the robbery of the commodities bought. The Credit Card Price Protection policies offer a vast range of benefits, but when buying them you should consider the following tips: Compare all the offers made by the different credit card facilities providers. There might be diverse offers with diverse conditions by every diverse company. To know what would best suit you, check the terms pro...

Travel insurance policies are so important that certain countries have made it mandatory. Apart from providing a comprehensive cover against medical costs, a travel policy has several advantages. It is advised to always buy the policy well in advance. Here are some reasons why. 1. Coverage against trip cancellations Regardless of meticulous planning, unforeseen situations like medical emergencies can lead to cancellation of the trip. A travel insurance policy will pay for such cancellations which save you from losing all the money spent on booking tickets in advance. 2. Coverage again stillness which occurs after buying the policy  If you buy the policy and thereafter face an illness which becomes chronic and needs hospitalization, then such illnesses will get covered by the policy. 3. Modify coverage as needed  After buying the policy, if you feel that a particular add-on will be suitable for enhancing the coverage, then you can do so by paying an additional premium. 4. Cir...

A woman's physical functions are different from that of a man. There are a few diseases and ailments only women face in their lives. Some are easily curable while others can be fatal. Therefore, we should make it a point to buy health insurance policies for women. These policies help cover medication, operation procedure, and hospital stays. To understand this further, let us look at some ailments women exclusively face. 1. Weaker Bones As women age, their bone density tends to decline. The calcium in the system reduces, leading to arthritis, osteoporosis and slip disc. They appear post 40 years of age. For some women, the ailments occur all of a sudden or through 3-4 years. Operations for arthritis and osteoporosis include knee replacement. Unfortunately, it's an expensive procedure. A health insurance policy can help cover the cost to an extent and thus, save money. 2. Cancer Cancer is fatal and unpredictable. But the breast and lung cancer is most common among women. Since c...

The personal accident insurance cover is a type of plan that is specifically designed to protect you when you get injured by an accident. An accident may occur at any moment; be it your home or road. And severe damage may occur to your physical conditions from an accident. Why personal accident plan? Because it is the best way to cover your body parts that may get injured or damaged in an accident. You can make sure that you get proper treatment and expense cover. Just find the right insurance company that will cover all types of situations and will give you the maximum benefits. Learn the terms and conditions well before you agree to a particular scheme. In order to buy personal accident cover you need to understand the following aspects: The premium should be pocket-friendly so that you do not feel burdened to carry the insurance plan. Always find the best deal you get from the insurance provider to get maximum benefit. You can easily buy personal accident cover that is not heavy on...