Health Basica

In case you have a credit card, you should sincerely think about buying price protection insurance for getting twofold advantages from your credit card. Credit cards have turned out to be a useful thing in the present times. People these days are quite equipped with the knowledge of the various add on policies, the range of reward and additional schemes and that of discount. The Credit Card Price Protection policies have been launched for the advantage of customers who would spend vast amounts on add on schemes but cannot quite understand what will take place if they ever need returns on price drops or of the robbery of the commodities bought. The Credit Card Price Protection policies offer a vast range of benefits, but when buying them you should consider the following tips: Compare all the offers made by the different credit card facilities providers. There might be diverse offers with diverse conditions by every diverse company. To know what would best suit you, check the terms pro

Travel insurance policies are so important that certain countries have made it mandatory. Apart from providing a comprehensive cover against medical costs, a travel policy has several advantages. It is advised to always buy the policy well in advance. Here are some reasons why. 1. Coverage against trip cancellations Regardless of meticulous planning, unforeseen situations like medical emergencies can lead to cancellation of the trip. A travel insurance policy will pay for such cancellations which save you from losing all the money spent on booking tickets in advance. 2. Coverage again stillness which occurs after buying the policy  If you buy the policy and thereafter face an illness which becomes chronic and needs hospitalization, then such illnesses will get covered by the policy. 3. Modify coverage as needed  After buying the policy, if you feel that a particular add-on will be suitable for enhancing the coverage, then you can do so by paying an additional premium. 4. Circumvent t

A woman's physical functions are different from that of a man. There are a few diseases and ailments only women face in their lives. Some are easily curable while others can be fatal. Therefore, we should make it a point to buy health insurance policies for women. These policies help cover medication, operation procedure, and hospital stays. To understand this further, let us look at some ailments women exclusively face. 1. Weaker Bones As women age, their bone density tends to decline. The calcium in the system reduces, leading to arthritis, osteoporosis and slip disc. They appear post 40 years of age. For some women, the ailments occur all of a sudden or through 3-4 years. Operations for arthritis and osteoporosis include knee replacement. Unfortunately, it's an expensive procedure. A health insurance policy can help cover the cost to an extent and thus, save money. 2. Cancer Cancer is fatal and unpredictable. But the breast and lung cancer is most common among women. Since c

The personal accident insurance cover is a type of plan that is specifically designed to protect you when you get injured by an accident. An accident may occur at any moment; be it your home or road. And severe damage may occur to your physical conditions from an accident. Why personal accident plan? Because it is the best way to cover your body parts that may get injured or damaged in an accident. You can make sure that you get proper treatment and expense cover. Just find the right insurance company that will cover all types of situations and will give you the maximum benefits. Learn the terms and conditions well before you agree to a particular scheme. In order to buy personal accident cover you need to understand the following aspects: The premium should be pocket-friendly so that you do not feel burdened to carry the insurance plan. Always find the best deal you get from the insurance provider to get maximum benefit. You can easily buy personal accident cover that is not heavy on

    Parenting is an astounding journey; a child brings happiness to your life. Along with the baby comes the requirement of pecuniary planning. To ensure a safe future for the new baby, you need the best saving strategies. Compare the various investment and saving schemes available and pick the one that suits best your requirements. Review life insurance Life insurance must have enough coverage for your baby. Opt for a life insurance plan that has salary replacement, education expenditure, and debt erasure features. Establish an emergency fund Cache an amount of money as an emergency fund; this will help you in the times of financial crisis. The amount of emergency funds varies from family to family as per their financial requirements. Frame a budget and invest in child saving plan Make a proper strategy to help in systematic savings for the family. Many financial institutions offer child plans to help parents plan for child’s future financial requirements. Evaluate the many plans avai

People across the country should be duly educated about the benefits of having an insurance policy. The lack of knowledge leads to assumptions and fear, which is why we have listed the most important things you should know about a personal accident insurance policy . To keep it simple, the insurance will cover various scenarios including death caused by accident, injury and medical expenses. It helps your family and safeguards them against mounting medical expenses during times of crisis. Higher Disability Compensation A loss of limb or the lack of motor skills to work again in an office can lead to long-term issues. Such disabilities will get you the highest compensation. Renowned lending companies offer 125% of the sum insured for such cases. Hospitalization and Medical Expenses are Covered If you ever meet with an accident, which we hope you don’t, you or a family member who is injured but covered by a policy can confidently get admitted in a hospital. With a vast range of network c